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Unlock Rewards and Savings with the Citi Rewards+® Card – Your Ultimate Guide

Are you looking for a credit card that offers exceptional rewards, low intro APR, and exclusive benefits? Look no further than the Citi Rewards+® Card.

In this comprehensive guide, we’ll delve into the features, benefits, and exclusive offers that make this card stand out. Discover how you can maximize your everyday purchases, earn bonus points, and enjoy the flexibility of redeeming rewards.

Citi Rewards+® Card Highlights:

  • No Annual Fee: Enjoy the perks without the cost. The Citi Rewards+® Card comes with no annual fee, making it a cost-effective choice for savvy consumers.
  • Earn 20,000 Bonus Points: Kickstart your rewards journey with 20,000 bonus points after qualifying purchases within the first 3 months. That’s redeemable for $200 in gift cards or travel rewards at thankyou.com.
  • 5X ThankYou® Points Special Offer: Take advantage of a special offer – earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals, and attractions booked on the Citi TravelSM portal through June 30, 2024.
  • 2X Points at Supermarkets and Gas Stations: For the first $6,000 spent per year, earn 2 ThankYou® Points per $1 at supermarkets and gas stations. After that, still enjoy 1 ThankYou® Point per $1 on all other purchases.
  • Low Intro APR: Benefit from a 0% Intro APR for 15 months on purchases and balance transfers. Afterward, the variable APR will be 18.74% – 28.74% based on your creditworthiness.
  • Round Up to the Nearest 10 Points: Get more from every purchase with the exclusive benefit of rounding up to the nearest 10 points on every transaction. From a $2 parking meter to a $12 drug store purchase, watch your points accumulate effortlessly.
  • 10% Points Back: Receive 10% Points Back when you redeem, up to the first 100,000 points redeemed per year. It’s a simple and rewarding way to get more value from your points.

How to Earn and Redeem ThankYou® Points:

Earning Points:

  • 5X Points Special Offer: Earn 5 ThankYou® Points per $1 spent on Citi TravelSM portal bookings.
  • 2X Points at Supermarkets and Gas Stations: Enjoy double points for the first $6,000 spent per year.
  • 1X Points on All Other Purchases: Earn 1 ThankYou® Point per $1 spent on all other purchases.
  • Round Up Feature: Automatically round up to the nearest 10 points on every purchase.
  • 10% Points Back: Get 10% Points Back when you redeem, up to the first 100,000 points redeemed per year.

Redeeming Points:

  • Gift Cards: Treat yourself with a variety of gift cards, including department stores and restaurants.
  • Shop with Points: Use ThankYou® Points to shop online at popular retailers like Amazon.com and BestBuy.com.
  • Pay with Points: Redeem points in certain categories to cover recent purchases with a statement credit.
  • Travel Rewards: Explore the world with points by redeeming for flights, hotels, cruises, and more.

Exclusive Card Benefits:

  • Convenience: Enjoy the ease of digital wallets, allowing you to shop securely online, within apps, and in stores.
  • Contactless Pay: Tap your card with contactless-chip enabled technology for a swift and secure checkout.
  • Fraud Protection: Benefit from outstanding fraud protection and support, ensuring your peace of mind.

Citi Rewards+® Card FAQs:

Do ThankYou® Points Expire?

No, ThankYou® Points don’t expire, providing you with flexibility.

Is There a Limit on Points?

There’s no limit on the number of points you can earn with this card.

Citi Rewards+® Card Pricing Details:

  • Introductory Rate: 0% for 15 months on purchases and balance transfers.
  • Variable APR: 18.74% – 28.74% based on creditworthiness.
  • No Annual Fee: Enjoy the benefits without the cost.
  • Foreign Purchase Fee: 3% of each purchase transaction in US dollars.
  • Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Balance Transfer Fee: Intro fee of 3% of each transfer ($5 minimum) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 minimum).

New cardmembers only. Subject to credit approval. Additional limitations, terms, and conditions apply.

Why Choose Citi?

Citi is a trusted financial institution committed to providing innovative and rewarding solutions. With a focus on wealth management, business banking, competitive rates, and unparalleled support, Citi sets itself apart as a reliable partner in your financial journey.

Apply now
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Letícia Tavares

I'm a student who lives in Rio Grande do Sul, who loves to read and takes advantage of her spare time to catch up on her reading and watch my K-dramas.

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