CIBC Dividend® Visa Infinite Card
Learn more about the CIBC Dividend® Visa Infinite Card
By: Alicia
In 2026, the CIBC Dividend® Visa Infinite Card continues to be a top-tier choice for Canadians looking to offset the rising costs of daily essentials, offering an industry-leading 4% cash back on groceries, gas, and electric vehicle (EV) charging. Beyond these core categories, the card provides a generous 2% cash back on dining, transportation, and recurring payments, while all other purchases earn a consistent 1%. New cardholders are particularly well-positioned with a competitive welcome offer that frequently includes 10% cash back for the first few months and a rebate on the $120 annual fee for the first year. To qualify, applicants generally need a minimum annual income of $60,000 (individual) or $100,000 (household). The card’s value is further bolstered by a comprehensive suite of insurance products, including Out-of-Province Emergency Travel Medical Insurance, Mobile Device Insurance, and Car Rental Collision/Loss Damage Insurance. Combined with the ability to save up to 10 cents per litre on fuel at participating stations through Journie Rewards and the flexibility to redeem cash back at any time starting from just $10, this card serves as a powerful financial tool for both domestic savings and travel security.
thumb_up Learn about the advantages of the CIBC Dividend® Visa Infinite Card
The CIBC Dividend® Visa Infinite Card offers notable advantages, with cash rewards for everyday purchases, travel insurance benefits, and customer protection. It's an effective choice for saving and traveling securely.
- done Cash rewards for everyday expenses
- done Travel insurance benefits
- done Customer protection
- done Special offers and exclusive promotions
thumb_down Learn about the disadvantages of the CIBC Dividend® Visa Infinite Card
Despite the advantages, the CIBC Dividend® Visa Infinite Card has some disadvantages, such as potential annual fees, minimum income requirements for eligibility, and the lack of significant travel benefits compared to other credit cards. It's essential to consider these factors before choosing this card.
- close Possible annual fees
- close Minimum income requirements for eligibility.
- close Limited travel benefits compared to other cards
help Learn how to apply for the CIBC Dividend® Visa Infinite Card
To apply for the card, you must follow the following steps
- Visit the bank's website
- Click on the card option
- Fill out the form
- Wait for approval
- Receive the card