thumb_up Why Choose the American Express® Business Edge™ Card?

The American Express® Business Edge™ Card comes packed with features that are perfect for small business owners who want to maximize rewards and manage finances efficiently. The card earns accelerated Membership Rewards® points on common business categories, meaning your regular expenses start working for you. Add to that useful business tools, first-year fee waiver, and flexible redemption options, and you’ve got a strong financial ally. It’s built to provide both day-to-day convenience and long-term value, helping you not only track expenses but also unlock rewards that can be reinvested in your business or enjoyed personally.

• done Accelerated Membership Rewards® points on eligible purchases
• done No annual fee in the first year
• done Access to Amex business tools and reporting
• done Flexible redemption for travel, gift cards, or statement credits

thumb_down Consider the Limitations Before Applying

While the American Express® Business Edge™ Card has impressive perks, it may not suit every business. The rewards categories are geared toward certain spending types, so if your expenses fall outside those areas, you may earn points at a slower rate. Additionally, this card does carry an annual fee after the first year, which might be a factor for cost-sensitive businesses. Acceptance of Amex is also not as universal as Visa or Mastercard, which could limit where you can use it. Lastly, businesses needing luxury perks like airport lounge access might find this card lacking in premium travel benefits.

• close Annual fee applies after the first year
• close Limited acceptance compared to other networks
• close Fewer luxury travel perks

help How to Apply for the American Express® Business Edge™ Card

Applying for the American Express® Business Edge™ Card is simple and can be done entirely online. Business owners will need to provide basic information about themselves and their business, including details like annual revenue, number of employees, and estimated monthly spending. Once submitted, Amex will review your application and credit history to determine eligibility. If approved, you’ll receive your card within days and can start using it immediately, even digitally before the physical card arrives. With just a few steps, small businesses can unlock the benefits and rewards that come with being an American Express Business Edge™ Cardmember.

1. Visit the official American Express website.
2. Search for the American Express® Business Edge™ Card page.
3. Click “Apply Now” to begin your application.
4. Fill in personal details (name, address, Social Security number).
5. Provide business information (legal name, industry, annual revenue).
6. Submit the application and wait for approval.

The American Express® Business Edge™ Card is more than just another business credit card—it’s a companion for growth-minded entrepreneurs. What sets it apart is how it rewards everyday business spending, turning ordinary purchases into opportunities for earning. Membership Rewards® points accumulate on categories like electronics, gas, rideshares, and office supplies, making it easy for business owners to benefit from their most frequent expenses. These points can then be redeemed for a wide range of options, from travel to gift cards, or even reinvested back into the business through statement credits.